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Comprehensive Local Credit Card Guide

Cranston Credit Cards

Credit Card Debt in Cranston

^ Average credit card debt in Cranston is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in Cranston

^ Based on overall RI data, the credit card delinquency rate in Cranston is approximately 0.57%. [2]

Credit Scores in Cranston

^ The average credit score in Cranston is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Cranston, RI Credit Card & Personal Finance Statistics

Cranston Credit Card Debt


  • Credit Card Debt in Cranston
    • The estimated average credit card debt for Cranston residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Cranston Credit Card Calculator


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Cranston Credit Scores


  • Credit Scores in Cranston
    • Residents of Cranston, RI have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More Cranston, RI Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cranston cardholders that are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Cranston [4]
    • Cranston (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Cranston, RI

Recent credit card complaints originating from consumers in 02910, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Dec 12, 2013
02910
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Aug 3, 2013
02910
Customer service / Customer relations
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Feb 29, 2012
02910
APR or interest rate
CITIBANK, N.A.
Closed without relief
Yes
Yes
Jun 19, 2012
02910
Closing/Cancelling account
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Oct 10, 2012
02910
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Aug 24, 2015
02910
Bankruptcy
SACOR FINANCIAL, INC
Closed with explanation
Yes
No

Local Financial Institutions in Cranston

Banks in or near Cranston, RI

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Cranston produced no matches.

ATMs in or near Cranston, RI

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Cranston produced no matches.

Credit Unions in or near Cranston, RI

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Cranston produced no matches.

Cranston, RI Household Income Statistics

Income: Cranston vs. Rhode Island

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Cranston, RI Income Breakdown

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Income: Cranston vs. Nation

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Additional information about Rhode Island

About Cranston

Cranston is a city located in Providence County in the state of Rhode Island, and has a population of approximately 80,387. [6]

RI Credit Cards

Cranston Credit Cards

For more information about Cranston credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in RI

ZIP Codes in Rhode Island


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau