Credit Card & Personal Finance Statistics in 02891
Credit Card Debt in 02891
- 02891 Credit Card Debt
-
- The estimated average credit card debt for 02891 residents is $5,102. [1]
- Average credit card debt amount in Rhode Island (all cities) is
3% greater than the national average of $4,965.
- Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 02891
02891 Credit Scores
- Credit Scores in 02891
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- Residents of 02891 (RI) have an estimated average credit score of 704. [3]
- The average credit score in Rhode Island (all cities) is
1.15% greater than the national average score of 696.
- Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]
More 02891 (Westerly, RI) Credit Stats
- Credit card delinquency rates in Rhode Island [2]
-
- Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 02891 who are more than 90 days late on payments
-
- Rhode Island Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 02891 [4]
-
- 02891 (Rhode Island) Law: 10 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 02891 (Westerly, RI)
Recent credit card complaints originating from consumers in 02891, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 02891
Complaint Issue |
Number of Complaints* |
Unable to get your credit report or credit score |
33 |
Incorrect information on your report |
17 |
Problem with a credit reporting company's investigation |
10 |
Managing an account |
5 |
Trouble during payment process |
4 |
Other |
25 |
* Total 2021 - 2024 (current)
Additional information about Rhode Island
About 02891
02891 is associated with the city of Westerly, which is located in Washington County in the state of Rhode Island. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Rhode Island
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax