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Warwick Credit Cards

Credit Card Debt in Warwick

^ Average credit card debt in Warwick is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in Warwick

^ Based on overall RI data, the credit card delinquency rate in Warwick is approximately 0.57%. [2]

Credit Scores in Warwick

^ The average credit score in Warwick is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Warwick, RI Credit Card & Personal Finance Statistics

Warwick Credit Card Debt


  • Credit Card Debt in Warwick
    • The estimated average credit card debt for Warwick residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Warwick Credit Card Calculator


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Warwick Credit Scores


  • Credit Scores in Warwick
    • Residents of Warwick, RI have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More Warwick, RI Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Warwick cardholders that are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Warwick [4]
    • Warwick (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Warwick, RI

Recent credit card complaints originating from consumers in 02889, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 4, 2016
02889
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jan 15, 2013
02889
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Jun 11, 2014
02889
Customer service / Customer relations
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
Aug 10, 2016
02889
Other
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Feb 23, 2012
02889
Collection practices
SYNCHRONY FINANCIAL
Closed without relief
Yes
No
Mar 11, 2016
02889
Customer service / Customer relations
DISCOVER BANK
Closed with explanation
Yes
No

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Local Financial Institutions in Warwick

Banks in or near Warwick, RI

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Warwick produced no matches.

ATMs in or near Warwick, RI

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Warwick produced no matches.

Credit Unions in or near Warwick, RI

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Warwick produced no matches.

Warwick, RI Household Income Statistics

Income: Warwick vs. Rhode Island

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Warwick, RI Income Breakdown

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Income: Warwick vs. Nation

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Additional information about Rhode Island

About Warwick

Warwick is a city located in Kent County in the state of Rhode Island, and has a population of approximately 82,672. [6]

RI Credit Cards

Warwick Credit Cards

For more information about Warwick credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in RI

ZIP Codes in Rhode Island


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau