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Cumberland Credit Cards

Credit Card Debt in Cumberland

^ Average credit card debt in Cumberland is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in Cumberland

^ Based on overall RI data, the credit card delinquency rate in Cumberland is approximately 0.57%. [2]

Credit Scores in Cumberland

^ The average credit score in Cumberland is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Cumberland, RI Credit Card & Personal Finance Statistics

Cumberland Credit Card Debt


  • Credit Card Debt in Cumberland
    • The estimated average credit card debt for Cumberland residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Cumberland Credit Card Calculator


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Cumberland Credit Scores


  • Credit Scores in Cumberland
    • Residents of Cumberland, RI have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More Cumberland, RI Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cumberland cardholders that are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Cumberland [4]
    • Cumberland (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Cumberland, RI

Recent credit card complaints originating from consumers in 02864, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jan 10, 2017
02864
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Nov 25, 2013
02864
Transaction issue
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Jul 4, 2016
02864
Billing disputes
FIRST NATIONAL BANK OF OMAHA
Closed with explanation
Yes
Yes
Feb 2, 2016
02864
Customer service / Customer relations
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Oct 19, 2014
02864
Billing disputes
PAYPAL HOLDINGS INC.
Closed with non-monetary relief
Yes
No

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Local Financial Institutions in Cumberland

Banks in or near Cumberland, RI

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Cumberland produced no matches.

ATMs in or near Cumberland, RI

Local Automated Teller Machines (ATMs) for use by residents of the community.


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Our search for ATMs located in Cumberland produced no matches.

Credit Unions in or near Cumberland, RI

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Cumberland produced no matches.

Cumberland, RI Household Income Statistics

Income: Cumberland vs. Rhode Island

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Cumberland, RI Income Breakdown

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Income: Cumberland vs. Nation

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Additional information about Rhode Island

About Cumberland

Cumberland is a town located in Providence County in the state of Rhode Island, and has a population of approximately 33,506. [6]

RI Credit Cards

Cumberland Credit Cards

For more information about Cumberland credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in RI

ZIP Codes in Rhode Island


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau