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Comprehensive Local Credit Card Guide

Credit Cards in 02919 (Johnston, RI)

Credit Card Debt in 02919

^ Average credit card debt in 02919 is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in 02919

^ Based on overall Rhode Island data, the credit card delinquency rate in Johnston is approximately 0.57%. [2]

Credit Scores in 02919

^ The average credit score in Johnston is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Credit Card & Personal Finance Statistics in 02919

Credit Card Debt in 02919


  • 02919 Credit Card Debt
    • The estimated average credit card debt for 02919 residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02919


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02919 Credit Scores


  • Credit Scores in 02919
    • Residents of 02919 (RI) have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More 02919 (Johnston, RI) Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 02919 who are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02919 [4]
    • 02919 (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02919 (Johnston, RI)

Recent credit card complaints originating from consumers in 02919, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02919

Complaint Issue Number of Complaints*
Improper use of your report 55
Incorrect information on your report 33
Problem with a credit reporting company's investigation 13
Attempts to collect debt not owed 7
Credit monitoring or identity theft protection services 7
Other 44
* Total 2021 - 2024 (current)

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Additional information about Rhode Island

About 02919

02919 is associated with the city of Johnston, which is located in Providence County in the state of Rhode Island. [6]

RI Credit Cards

02919 Credit Cards

For more information about 02919 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Rhode Island


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Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer financial complaints in 02919

6. ^ United States Census Bureau