Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 02921 (Cranston, RI)

Credit Card Debt in 02921

^ Average credit card debt in 02921 is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in 02921

^ Based on overall Rhode Island data, the credit card delinquency rate in Cranston is approximately 0.57%. [2]

Credit Scores in 02921

^ The average credit score in Cranston is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Credit Card & Personal Finance Statistics in 02921

Credit Card Debt in 02921


  • 02921 Credit Card Debt
    • The estimated average credit card debt for 02921 residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02921


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


02921 Credit Scores


  • Credit Scores in 02921
    • Residents of 02921 (RI) have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More 02921 (Cranston, RI) Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 02921 who are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02921 [4]
    • 02921 (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02921 (Cranston, RI)

Recent credit card complaints originating from consumers in 02921, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jul 29, 2014
02921
Balance transfer fee
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Mar 14, 2017
02921
Payoff process
DISCOVER BANK
Closed with explanation
Yes
No

CIT Savings Builder

Local financial institutions in or near 02921

Banks in or near 02921 (Cranston, RI)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 02921 produced no matches.

ATMs in or near 02921 (Cranston, RI)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 02921 produced no matches.

Credit Unions in or near 02921 (Cranston, RI)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 02921 produced no matches.

Household Income Statistics in 02921

Income: 02921 vs. Rhode Island

Sorry, data is not currently available.
Please check back later.


Income Breakdown in 02921

Sorry, data is not currently available.
Please check back later.


Income: 02921 vs. Nation

Sorry, data is not currently available.
Please check back later.


Additional information about Rhode Island

About 02921

02921 is associated with the city of Cranston, which is located in Providence County in the state of Rhode Island. [6]

RI Credit Cards

02921 Credit Cards

For more information about 02921 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Rhode Island


Go

Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau