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Comprehensive Local Credit Card Guide

Credit Cards in 30175 (Talking Rock, GA)

Credit Card Debt in 30175

^ Average credit card debt in 30175 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 30175

^ Based on overall Georgia data, the credit card delinquency rate in Talking Rock is approximately 0.7%. [2]

Credit Scores in 30175

^ The average credit score in Talking Rock is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 30175

Credit Card Debt in 30175


  • 30175 Credit Card Debt
    • The estimated average credit card debt for 30175 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 30175


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30175 Credit Scores


  • Credit Scores in 30175
    • Residents of 30175 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 30175 (Talking Rock, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 30175 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 30175 [4]
    • 30175 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 30175 (Talking Rock, GA)

Recent credit card complaints originating from consumers in 30175, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 30175

Complaint Issue Number of Complaints*
Incorrect information on your report 18
Improper use of your report 3
Attempts to collect debt not owed 2
Managing an account 2
Problem with a purchase shown on your statement 2
Other 2
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 30175

30175 is associated with the city of Talking Rock, which is located in Pickens County in the state of Georgia. [6]

GA Credit Cards

30175 Credit Cards

For more information about 30175 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30175

6. ^ United States Census Bureau