Credit Card & Personal Finance Statistics in 30504
Credit Card Debt in 30504
- 30504 Credit Card Debt
-
- The estimated average credit card debt for 30504 residents is $5,343. [1]
- Average credit card debt amount in Georgia (all cities) is
8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 30504
30504 Credit Scores
- Credit Scores in 30504
-
- Residents of 30504 (GA) have an estimated average credit score of 667. [3]
- The average credit score in Georgia (all cities) is
4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]
More 30504 (Gainesville, GA) Credit Stats
- Credit card delinquency rates in Georgia [2]
-
- Georgia residents (all cities) rank 6th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 30504 who are more than 90 days late on payments
-
- Georgia Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 30504 [4]
-
- 30504 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 30504 (Gainesville, GA)
Recent credit card complaints originating from consumers in 30504, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 30504
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
107 |
| Improper use of your report |
88 |
| Attempts to collect debt not owed |
18 |
| Problem with a company's investigation into an existing problem |
18 |
| Getting a loan or lease |
11 |
| Other |
74 |
* Total 2021 - 2024 (current)
Additional information about Georgia
About 30504
30504 is associated with the city of Gainesville, which is located in Hall County in the state of Georgia. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Georgia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
