Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Hephzibah Credit Cards

Credit Card Debt in Hephzibah

^ Average credit card debt in Hephzibah is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in Hephzibah

^ Based on overall GA data, the credit card delinquency rate in Hephzibah is approximately 0.7%. [2]

Credit Scores in Hephzibah

^ The average credit score in Hephzibah is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Hephzibah, GA Credit Card & Personal Finance Statistics

Hephzibah Credit Card Debt


  • Credit Card Debt in Hephzibah
    • The estimated average credit card debt for Hephzibah residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Hephzibah Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Hephzibah Credit Scores


  • Credit Scores in Hephzibah
    • Residents of Hephzibah, GA have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More Hephzibah, GA Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Hephzibah cardholders that are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Hephzibah [4]
    • Hephzibah (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Georgia

About Hephzibah

Hephzibah is a city located in Richmond County in the state of Georgia, and has a population of approximately 4,011. [6]

GA Credit Cards

Hephzibah Credit Cards

For more information about Hephzibah credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in GA

ZIP Codes in Georgia


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau