Comprehensive Local Credit Card Guide

Credit Cards in 30566 (Oakwood, GA)

Credit Card Debt in 30566

^ Average credit card debt in 30566 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30566

^ Based on overall Georgia data, the credit card delinquency rate in Oakwood is approximately 0.7%. ^[2]

Credit Scores in 30566

^ The average credit score in Oakwood is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30566

Credit Card Debt in 30566

30566 Credit Card Debt
- The estimated average credit card debt for 30566 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30566

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30566 Credit Scores

Credit Scores in 30566
- Residents of 30566 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30566 (Oakwood, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30566 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30566 ^[4]
- 30566 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30566 (Oakwood, GA)

Recent credit card complaints originating from consumers in 30566, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30566

Complaint Issue	Number of Complaints*
Incorrect information on your report	32
Improper use of your report	15
Problem with a credit reporting company's investigation	9
False statements or representation	2
Problem with a lender or other company charging your account	2
Other	6

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30566

30566 is associated with the city of Oakwood, which is located in Hall County in the state of Georgia. ^[6]

30566 Credit Cards

For more information about 30566 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30566

6. ^ United States Census Bureau