Comprehensive Local Credit Card Guide

Credit Cards in 30742 (Fort Oglethorpe, GA)

Credit Card Debt in 30742

^ Average credit card debt in 30742 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30742

^ Based on overall Georgia data, the credit card delinquency rate in Fort Oglethorpe is approximately 0.7%. ^[2]

Credit Scores in 30742

^ The average credit score in Fort Oglethorpe is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30742

Credit Card Debt in 30742

30742 Credit Card Debt
- The estimated average credit card debt for 30742 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30742

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30742 Credit Scores

Credit Scores in 30742
- Residents of 30742 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30742 (Fort Oglethorpe, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30742 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30742 ^[4]
- 30742 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30742 (Fort Oglethorpe, GA)

Recent credit card complaints originating from consumers in 30742, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30742

Complaint Issue	Number of Complaints*
Incorrect information on your report	12
Problem with a company's investigation into an existing problem	11
Problem with a credit reporting company's investigation	9
Managing an account	2
Problem with a lender or other company charging your account	1
Other	1

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30742

30742 is associated with the city of Fort Oglethorpe, which is located in Catoosa County in the state of Georgia. ^[6]

30742 Credit Cards

For more information about 30742 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30742

6. ^ United States Census Bureau