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Comprehensive Local Credit Card Guide

Credit Cards in 30905 (Augusta, GA)

Credit Card Debt in 30905

^ Average credit card debt in 30905 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 30905

^ Based on overall Georgia data, the credit card delinquency rate in Augusta is approximately 0.7%. [2]

Credit Scores in 30905

^ The average credit score in Augusta is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 30905

Credit Card Debt in 30905


  • 30905 Credit Card Debt
    • The estimated average credit card debt for 30905 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 30905


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30905 Credit Scores


  • Credit Scores in 30905
    • Residents of 30905 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 30905 (Augusta, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 30905 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 30905 [4]
    • 30905 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 30905 (Augusta, GA)

Recent credit card complaints originating from consumers in 30905, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 30905

Complaint Issue Number of Complaints*
Incorrect information on your report 23
Improper use of your report 5
Problem with a company's investigation into an existing problem 3
Problem with a credit reporting company's investigation 3
Written notification about debt 2
Other 2
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 30905

30905 is associated with the city of Augusta, which is located in Richmond County in the state of Georgia. [6]

GA Credit Cards

30905 Credit Cards

For more information about 30905 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30905

6. ^ United States Census Bureau