Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 31097 (Yatesville, GA)

Credit Card Debt in 31097

^ Average credit card debt in 31097 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 31097

^ Based on overall Georgia data, the credit card delinquency rate in Yatesville is approximately 0.7%. [2]

Credit Scores in 31097

^ The average credit score in Yatesville is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 31097

Credit Card Debt in 31097


  • 31097 Credit Card Debt
    • The estimated average credit card debt for 31097 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 31097


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


31097 Credit Scores


  • Credit Scores in 31097
    • Residents of 31097 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 31097 (Yatesville, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 31097 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 31097 [4]
    • 31097 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 31097 (Yatesville, GA)

Recent credit card complaints originating from consumers in 31097, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 31097

Complaint Issue Number of Complaints*
Incorrect information on your report 3
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Georgia

About 31097

31097 is associated with the city of Yatesville, which is located in Upson County in the state of Georgia. [6]

GA Credit Cards

31097 Credit Cards

For more information about 31097 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Georgia


Go

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 31097

6. ^ United States Census Bureau