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Comprehensive Local Credit Card Guide

Credit Cards in 31217 (Macon, GA)

Credit Card Debt in 31217

^ Average credit card debt in 31217 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 31217

^ Based on overall Georgia data, the credit card delinquency rate in Macon is approximately 0.7%. [2]

Credit Scores in 31217

^ The average credit score in Macon is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 31217

Credit Card Debt in 31217


  • 31217 Credit Card Debt
    • The estimated average credit card debt for 31217 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 31217


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31217 Credit Scores


  • Credit Scores in 31217
    • Residents of 31217 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 31217 (Macon, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 31217 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 31217 [4]
    • 31217 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 31217 (Macon, GA)

Recent credit card complaints originating from consumers in 31217, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 31217

Complaint Issue Number of Complaints*
Incorrect information on your report 33
Problem with a credit reporting company's investigation 21
Improper use of your report 17
Attempts to collect debt not owed 6
Managing the loan or lease 3
Other 14
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 31217

31217 is associated with the city of Macon, which is located in Bibb County in the state of Georgia. [6]

GA Credit Cards

31217 Credit Cards

For more information about 31217 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau