Comprehensive Local Credit Card Guide

Credit Cards in 31404 (Savannah, GA)

Credit Card Debt in 31404

^ Average credit card debt in 31404 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 31404

^ Based on overall Georgia data, the credit card delinquency rate in Savannah is approximately 0.7%. ^[2]

Credit Scores in 31404

^ The average credit score in Savannah is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 31404

Credit Card Debt in 31404

31404 Credit Card Debt
- The estimated average credit card debt for 31404 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 31404

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31404 Credit Scores

Credit Scores in 31404
- Residents of 31404 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 31404 (Savannah, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 31404 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 31404 ^[4]
- 31404 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 31404 (Savannah, GA)

Recent credit card complaints originating from consumers in 31404, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 31404

Complaint Issue	Number of Complaints*
Incorrect information on your report	271
Improper use of your report	142
Problem with a credit reporting company's investigation	88
Attempts to collect debt not owed	52
Problem with a company's investigation into an existing problem	43
Other	74

* Total 2021 - 2024 (current)

Additional information about Georgia

About 31404

31404 is associated with the city of Savannah, which is located in Chatham County in the state of Georgia. ^[6]

31404 Credit Cards

For more information about 31404 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 31404

6. ^ United States Census Bureau