Comprehensive Local Credit Card Guide

Credit Cards in 31408 (Savannah, GA)

Credit Card Debt in 31408

^ Average credit card debt in 31408 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 31408

^ Based on overall Georgia data, the credit card delinquency rate in Savannah is approximately 0.7%. ^[2]

Credit Scores in 31408

^ The average credit score in Savannah is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 31408

Credit Card Debt in 31408

31408 Credit Card Debt
- The estimated average credit card debt for 31408 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 31408

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

31408 Credit Scores

Credit Scores in 31408
- Residents of 31408 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 31408 (Savannah, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 31408 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 31408 ^[4]
- 31408 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 31408 (Savannah, GA)

Recent credit card complaints originating from consumers in 31408, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 31408

Complaint Issue	Number of Complaints*
Incorrect information on your report	108
Problem with a credit reporting company's investigation	21
Improper use of your report	19
Attempts to collect debt not owed	15
Problem with a company's investigation into an existing problem	3
Other	1

* Total 2021 - 2024 (current)

Additional information about Georgia

About 31408

31408 is associated with the city of Savannah, which is located in Chatham County in the state of Georgia. ^[6]

31408 Credit Cards

For more information about 31408 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 31408

6. ^ United States Census Bureau