Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 71028 (Gibsland, LA)

Credit Card Debt in 71028

^ Average credit card debt in 71028 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71028

^ Based on overall Louisiana data, the credit card delinquency rate in Gibsland is approximately 0.76%. [2]

Credit Scores in 71028

^ The average credit score in Gibsland is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71028

Credit Card Debt in 71028


  • 71028 Credit Card Debt
    • The estimated average credit card debt for 71028 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71028


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


71028 Credit Scores


  • Credit Scores in 71028
    • Residents of 71028 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71028 (Gibsland, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71028 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71028 [4]
    • 71028 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71028 (Gibsland, LA)

Recent credit card complaints originating from consumers in 71028, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71028

Complaint Issue Number of Complaints*
Incorrect information on your report 7
Problem with a credit reporting company's investigation 4
Improper use of your report 2
Problem with a company's investigation into an existing problem 2
Managing an account 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Louisiana

About 71028

71028 is associated with the city of Gibsland, which is located in Bienville County in the state of Louisiana. [6]

LA Credit Cards

71028 Credit Cards

For more information about 71028 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Louisiana


Go

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71028

6. ^ United States Census Bureau