Credit Card & Personal Finance Statistics in 71039
Credit Card Debt in 71039
- 71039 Credit Card Debt
-
- The estimated average credit card debt for 71039 residents is $4,773. [1]
- Average credit card debt amount in Louisiana (all cities) is
4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 71039
71039 Credit Scores
- Credit Scores in 71039
-
- Residents of 71039 (LA) have an estimated average credit score of 669. [3]
- The average credit score in Louisiana (all cities) is
3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]
More 71039 (Heflin, LA) Credit Stats
- Credit card delinquency rates in Louisiana [2]
-
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that
is 33% greater than the national average of 0.57%.
- Cardholders in 71039 who are more than 90 days late on payments
-
- Louisiana Rate: 0.76%
- National Average: 0.57%
- Statute of limitations for credit card debt in 71039 [4]
-
- 71039 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 71039 (Heflin, LA)
Recent credit card complaints originating from consumers in 71039, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 71039
| Complaint Issue |
Number of Complaints* |
| Problem with a company's investigation into an existing problem |
6 |
| Problem with a credit reporting company's investigation |
6 |
| Improper use of your report |
5 |
| Incorrect information on your report |
2 |
| Charged fees or interest you didn't expect |
1 |
* Total 2021 - 2024 (current)
Additional information about Louisiana
About 71039
71039 is associated with the city of Heflin, which is located in Webster County in the state of Louisiana. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Louisiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
