Comprehensive Local Credit Card Guide

Credit Cards in 71454 (Montgomery, LA)

Credit Card Debt in 71454

^ Average credit card debt in 71454 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 71454

^ Based on overall Louisiana data, the credit card delinquency rate in Montgomery is approximately 0.76%. ^[2]

Credit Scores in 71454

^ The average credit score in Montgomery is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 71454

Credit Card Debt in 71454

71454 Credit Card Debt
- The estimated average credit card debt for 71454 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71454

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71454 Credit Scores

Credit Scores in 71454
- Residents of 71454 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 71454 (Montgomery, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71454 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71454 ^[4]
- 71454 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71454 (Montgomery, LA)

Recent credit card complaints originating from consumers in 71454, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71454

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	24
Improper use of your report	4

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 71454

71454 is associated with the city of Montgomery, which is located in Grant County in the state of Louisiana. ^[6]

71454 Credit Cards

For more information about 71454 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau