Comprehensive Local Credit Card Guide

Credit Cards in 21044 (Columbia, MD)

Credit Card Debt in 21044

^ Average credit card debt in 21044 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 21044

^ Based on overall Maryland data, the credit card delinquency rate in Columbia is approximately 0.61%. ^[2]

Credit Scores in 21044

^ The average credit score in Columbia is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 21044

Credit Card Debt in 21044

21044 Credit Card Debt
- The estimated average credit card debt for 21044 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 21044

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

21044 Credit Scores

Credit Scores in 21044
- Residents of 21044 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 21044 (Columbia, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 21044 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 21044 ^[4]
- 21044 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 21044 (Columbia, MD)

Recent credit card complaints originating from consumers in 21044, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 21044

Complaint Issue	Number of Complaints*
Incorrect information on your report	286
Improper use of your report	170
Problem with a credit reporting company's investigation	120
Problem with a company's investigation into an existing problem	44
Attempts to collect debt not owed	30
Other	165

* Total 2021 - 2024 (current)

Additional information about Maryland

About 21044

21044 is associated with the city of Columbia, which is located in Howard County in the state of Maryland. ^[6]

21044 Credit Cards

For more information about 21044 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 21044

6. ^ United States Census Bureau