Credit Card & Personal Finance Statistics in 21044
Credit Card Debt in 21044
- 21044 Credit Card Debt
-
- The estimated average credit card debt for 21044 residents is $5,345. [1]
- Average credit card debt amount in Maryland (all cities) is
8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 21044
21044 Credit Scores
- Credit Scores in 21044
-
- Residents of 21044 (MD) have an estimated average credit score of 696. [3]
- The average credit score in Maryland (all cities) is
exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]
More 21044 (Columbia, MD) Credit Stats
- Credit card delinquency rates in Maryland [2]
-
- Maryland residents (all cities) rank 17th in the U.S. with a rate that
is 7% greater than the national average of 0.57%.
- Cardholders in 21044 who are more than 90 days late on payments
-
- Maryland Rate: 0.61%
- National Average: 0.57%
- Statute of limitations for credit card debt in 21044 [4]
-
- 21044 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 21044 (Columbia, MD)
Recent credit card complaints originating from consumers in 21044, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 21044
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
481 |
Improper use of your report |
236 |
Problem with a credit reporting company's investigation |
120 |
Problem with a company's investigation into an existing problem |
110 |
Attempts to collect debt not owed |
42 |
Other |
200 |
* Total 2021 - 2024 (current)
Additional information about Maryland
About 21044
21044 is associated with the city of Columbia, which is located in Howard County in the state of Maryland. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Maryland
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax