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Comprehensive Local Credit Card Guide

Credit Cards in 01040 (Holyoke, MA)

Credit Card Debt in 01040

^ Average credit card debt in 01040 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01040

^ Based on overall Massachusetts data, the credit card delinquency rate in Holyoke is approximately 0.62%. [2]

Credit Scores in 01040

^ The average credit score in Holyoke is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01040

Credit Card Debt in 01040


  • 01040 Credit Card Debt
    • The estimated average credit card debt for 01040 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01040


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01040 Credit Scores


  • Credit Scores in 01040
    • Residents of 01040 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01040 (Holyoke, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01040 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01040 [4]
    • 01040 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01040 (Holyoke, MA)

Recent credit card complaints originating from consumers in 01040, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 01040

Complaint Issue Number of Complaints*
Improper use of your report 19
Problem with a credit reporting company's investigation 19
Incorrect information on your report 16
Written notification about debt 11
Attempts to collect debt not owed 8
Other 41
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01040

01040 is associated with the city of Holyoke, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01040 Credit Cards

For more information about 01040 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01040

6. ^ United States Census Bureau