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Comprehensive Local Credit Card Guide

Cambridge Credit Cards

Credit Card Debt in Cambridge

^ Average credit card debt in Cambridge is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Cambridge

^ Based on overall MA data, the credit card delinquency rate in Cambridge is approximately 0.62%. [2]

Credit Scores in Cambridge

^ The average credit score in Cambridge is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Cambridge, MA Credit Card & Personal Finance Statistics

Cambridge Credit Card Debt


  • Credit Card Debt in Cambridge
    • The estimated average credit card debt for Cambridge residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Cambridge Credit Card Calculator


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Cambridge Credit Scores


  • Credit Scores in Cambridge
    • Residents of Cambridge, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Cambridge, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cambridge cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Cambridge [4]
    • Cambridge (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Cambridge, MA

Recent credit card complaints originating from consumers in 02139, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Dec 1, 2012
02139
Balance transfer fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jan 27, 2015
02139
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jun 20, 2012
02139
Credit card protection / Debt protection
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Jun 11, 2012
02139
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Jun 12, 2013
02139
Closing/Cancelling account
SANTANDER BANK, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Oct 28, 2014
02139
Advertising and marketing
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jun 19, 2012
02139
APR or interest rate
CITIBANK, N.A.
Closed with explanation
Yes
No
Aug 28, 2012
02139
Credit determination
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 11, 2015
02139
Closing/Cancelling account
DISCOVER BANK
Closed with explanation
Yes
No
Dec 8, 2015
02139
Identity theft / Fraud / Embezzlement
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
May 17, 2013
02139
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Feb 19, 2014
02139
Identity theft / Fraud / Embezzlement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Feb 14, 2014
02139
Cash advance fee
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
May 17, 2013
02139
Customer service / Customer relations
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No

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Local Financial Institutions in Cambridge

Banks in or near Cambridge, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Cambridge produced no matches.

ATMs in or near Cambridge, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Cambridge produced no matches.

Credit Unions in or near Cambridge, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Cambridge produced no matches.

Cambridge, MA Household Income Statistics

Income: Cambridge vs. Massachusetts

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Cambridge, MA Income Breakdown

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Income: Cambridge vs. Nation

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Additional information about Massachusetts

About Cambridge

Cambridge is a city located in Middlesex County in the state of Massachusetts, and has a population of approximately 105,162. [6]

MA Credit Cards

Cambridge Credit Cards

For more information about Cambridge credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau