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Comprehensive Local Credit Card Guide

Cambridge Credit Cards

Credit Card Debt in Cambridge

^ Average credit card debt in Cambridge is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Cambridge

^ Based on overall MA data, the credit card delinquency rate in Cambridge is approximately 0.62%. [2]

Credit Scores in Cambridge

^ The average credit score in Cambridge is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Cambridge, MA Credit Card & Personal Finance Statistics

Cambridge Credit Card Debt


  • Credit Card Debt in Cambridge
    • The estimated average credit card debt for Cambridge residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Cambridge Credit Card Calculator


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Cambridge Credit Scores


  • Credit Scores in Cambridge
    • Residents of Cambridge, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Cambridge, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cambridge cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Cambridge [4]
    • Cambridge (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About Cambridge

Cambridge is a city located in Middlesex County in the state of Massachusetts, and has a population of approximately 105,162. [6]

MA Credit Cards

Cambridge Credit Cards

For more information about Cambridge credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau