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Comprehensive Local Credit Card Guide

Watertown Credit Cards

Credit Card Debt in Watertown

^ Average credit card debt in Watertown is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Watertown

^ Based on overall MA data, the credit card delinquency rate in Watertown is approximately 0.62%. [2]

Credit Scores in Watertown

^ The average credit score in Watertown is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Watertown, MA Credit Card & Personal Finance Statistics

Watertown Credit Card Debt


  • Credit Card Debt in Watertown
    • The estimated average credit card debt for Watertown residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

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Watertown Credit Scores


  • Credit Scores in Watertown
    • Residents of Watertown, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Watertown, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Watertown cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Watertown [4]
    • Watertown (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About Watertown

Watertown is a city located in Middlesex County in the state of Massachusetts, and has a population of approximately 31,915. [6]

MA Credit Cards

Watertown Credit Cards

For more information about Watertown credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau