Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Watertown Credit Cards

Credit Card Debt in Watertown

^ Average credit card debt in Watertown is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Watertown

^ Based on overall MA data, the credit card delinquency rate in Watertown is approximately 0.62%. [2]

Credit Scores in Watertown

^ The average credit score in Watertown is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Watertown, MA Credit Card & Personal Finance Statistics

Watertown Credit Card Debt


  • Credit Card Debt in Watertown
    • The estimated average credit card debt for Watertown residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Watertown Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Watertown Credit Scores


  • Credit Scores in Watertown
    • Residents of Watertown, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Watertown, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Watertown cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Watertown [4]
    • Watertown (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Watertown, MA

Recent credit card complaints originating from consumers in 02472, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 23, 2016
02472
Other fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Sep 2, 2015
02472
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Dec 22, 2014
02472
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Aug 27, 2013
02472
Billing statement
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Oct 23, 2013
02472
Bankruptcy
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Aug 23, 2016
02472
Rewards
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Feb 27, 2014
02472
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Apr 22, 2014
02472
APR or interest rate
EAST WEST BANK
Closed with explanation
Yes
No
Mar 21, 2017
02472
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Mar 18, 2013
02472
Rewards
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
Apr 2, 2013
02472
Billing disputes
UNITED SERVICES AUTOMOBILE ASSOCIATION
Closed with explanation
Yes
Yes
Apr 26, 2013
02472
Customer service / Customer relations
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Nov 17, 2015
02472
Identity theft / Fraud / Embezzlement
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Aug 9, 2012
02472
Forbearance / Workout plans
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
Yes
Nov 8, 2016
02472
Arbitration
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 4, 2013
02472
Collection debt dispute
CITIBANK, N.A.
Closed with monetary relief
Yes
No

CIT Savings Builder

Local Financial Institutions in Watertown

Banks in or near Watertown, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Watertown produced no matches.

ATMs in or near Watertown, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Watertown produced no matches.

Credit Unions in or near Watertown, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Watertown produced no matches.

Watertown, MA Household Income Statistics

Income: Watertown vs. Massachusetts

Sorry, data is not currently available.
Please check back later.


Watertown, MA Income Breakdown

Sorry, data is not currently available.
Please check back later.


Income: Watertown vs. Nation

Sorry, data is not currently available.
Please check back later.


Additional information about Massachusetts

About Watertown

Watertown is a city located in Middlesex County in the state of Massachusetts, and has a population of approximately 31,915. [6]

MA Credit Cards

Watertown Credit Cards

For more information about Watertown credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in MA

ZIP Codes in Massachusetts


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau