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Comprehensive Local Credit Card Guide

Credit Cards in 01060 (Northampton, MA)

Credit Card Debt in 01060

^ Average credit card debt in 01060 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01060

^ Based on overall Massachusetts data, the credit card delinquency rate in Northampton is approximately 0.62%. [2]

Credit Scores in 01060

^ The average credit score in Northampton is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01060

Credit Card Debt in 01060

  • 01060 Credit Card Debt
    • The estimated average credit card debt for 01060 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01060

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01060 Credit Scores

  • Credit Scores in 01060
    • Residents of 01060 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01060 (Northampton, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01060 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01060 [4]
    • 01060 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01060 (Northampton, MA)

Recent credit card complaints originating from consumers in 01060, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01060

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 4
Incorrect information on your report 4
Improper use of your report 3
Dealing with your lender or servicer 2
Managing an account 2
Other 5
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01060

01060 is associated with the city of Northampton, which is located in Hampshire County in the state of Massachusetts. [6]

MA Credit Cards

01060 Credit Cards

For more information about 01060 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Massachusetts


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1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01060

6. ^ United States Census Bureau