Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Lowell Credit Cards

Credit Card Debt in Lowell

^ Average credit card debt in Lowell is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Lowell

^ Based on overall MA data, the credit card delinquency rate in Lowell is approximately 0.62%. [2]

Credit Scores in Lowell

^ The average credit score in Lowell is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Lowell, MA Credit Card & Personal Finance Statistics

Lowell Credit Card Debt


  • Credit Card Debt in Lowell
    • The estimated average credit card debt for Lowell residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Lowell Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Lowell Credit Scores


  • Credit Scores in Lowell
    • Residents of Lowell, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Lowell, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Lowell cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Lowell [4]
    • Lowell (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Lowell, MA

Recent credit card complaints originating from consumers in 01851, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 20, 2015
01851
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
No
Jun 30, 2014
01851
Other
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
May 17, 2012
01851
Credit determination
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Apr 2, 2014
01851
Billing disputes
DISCOVER BANK
Closed with monetary relief
Yes
No
Jun 30, 2014
01851
Billing disputes
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
Feb 14, 2015
01851
Closing/Cancelling account
DISCOVER BANK
Closed with explanation
Yes
No

CIT Savings Builder

Local Financial Institutions in Lowell

Banks in or near Lowell, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Lowell produced no matches.

ATMs in or near Lowell, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Lowell produced no matches.

Credit Unions in or near Lowell, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Lowell produced no matches.

Lowell, MA Household Income Statistics

Income: Lowell vs. Massachusetts

Sorry, data is not currently available.
Please check back later.


Lowell, MA Income Breakdown

Sorry, data is not currently available.
Please check back later.


Income: Lowell vs. Nation

Sorry, data is not currently available.
Please check back later.


Additional information about Massachusetts

About Lowell

Lowell is a city located in Middlesex County in the state of Massachusetts, and has a population of approximately 106,519. [6]

MA Credit Cards

Lowell Credit Cards

For more information about Lowell credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in MA

ZIP Codes in Massachusetts


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau