Northampton, MA Credit Card & Personal Finance Statistics
Northampton Credit Card Debt
- Credit Card Debt in Northampton
- The estimated average credit card debt for Northampton residents is $5,142. 
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. 
Northampton Credit Card Calculator
Northampton Credit Scores
- Credit Scores in Northampton
- Residents of Northampton, MA have an estimated average credit score of 714. 
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. 
More Northampton, MA Credit Stats
- Credit card delinquency rates in Massachusetts 
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Northampton cardholders that are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in Northampton 
- Northampton (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about Massachusetts
Northampton is a city located in Hampshire County in the state of Massachusetts, and has a population of approximately 28,549. 
Northampton Credit Cards
For more information about Northampton credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Massachusetts State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau