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Comprehensive Local Credit Card Guide

Northampton Credit Cards

Credit Card Debt in Northampton

^ Average credit card debt in Northampton is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Northampton

^ Based on overall MA data, the credit card delinquency rate in Northampton is approximately 0.62%. [2]

Credit Scores in Northampton

^ The average credit score in Northampton is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Northampton, MA Credit Card & Personal Finance Statistics

Northampton Credit Card Debt

  • Credit Card Debt in Northampton
    • The estimated average credit card debt for Northampton residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Northampton Credit Card Calculator

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Northampton Credit Scores

  • Credit Scores in Northampton
    • Residents of Northampton, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Northampton, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Northampton cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Northampton [4]
    • Northampton (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About Northampton

Northampton is a city located in Hampshire County in the state of Massachusetts, and has a population of approximately 28,549. [6]

MA Credit Cards

Northampton Credit Cards

For more information about Northampton credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in MA

ZIP Codes in Massachusetts



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau