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Comprehensive Local Credit Card Guide

Credit Cards in 01862 (North Billerica, MA)

Credit Card Debt in 01862

^ Average credit card debt in 01862 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01862

^ Based on overall Massachusetts data, the credit card delinquency rate in North Billerica is approximately 0.62%. [2]

Credit Scores in 01862

^ The average credit score in North Billerica is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01862

Credit Card Debt in 01862

  • 01862 Credit Card Debt
    • The estimated average credit card debt for 01862 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01862

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01862 Credit Scores

  • Credit Scores in 01862
    • Residents of 01862 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01862 (North Billerica, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01862 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01862 [4]
    • 01862 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01862 (North Billerica, MA)

Recent credit card complaints originating from consumers in 01862, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01862

Complaint Issue Number of Complaints*
Incorrect information on your report 5
Credit monitoring or identity theft protection services 3
Managing an account 2
Closing an account 1
Getting a loan or lease 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01862

01862 is associated with the city of North Billerica, which is located in Middlesex County in the state of Massachusetts. [6]

MA Credit Cards

01862 Credit Cards

For more information about 01862 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01862

6. ^ United States Census Bureau