Comprehensive Local Credit Card Guide

Quincy Credit Cards

Credit Card Debt in Quincy

^ Average credit card debt in Quincy is approximately $5,142, based on overall Massachusetts data. ^[1]

Credit Card Delinquency in Quincy

^ Based on overall MA data, the credit card delinquency rate in Quincy is approximately 0.62%. ^[2]

Credit Scores in Quincy

^ The average credit score in Quincy is approximately 714, based on collective Massachusetts data. ^[3]

Quincy, MA Credit Card & Personal Finance Statistics

Quincy Credit Card Debt

Credit Card Debt in Quincy
- The estimated average credit card debt for Quincy residents is $5,142. ^[1]
- Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. ^[1]

Quincy Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Quincy Credit Scores

Credit Scores in Quincy
- Residents of Quincy, MA have an estimated average credit score of 714. ^[3]
- The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. ^[3]

More Quincy, MA Credit Stats

Credit card delinquency rates in Massachusetts ^[2]
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.

Quincy cardholders that are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%

Statute of limitations for credit card debt in Quincy ^[4]
- Quincy (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near Quincy, MA

Recent credit card complaints originating from consumers in 02169, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Date Complaint Filed	ZIP of Complaint	Type of Complaint	Company	Status of Complaint	Timely response?	Consumer disputed?
Aug 13, 2014	02169	Advertising and marketing	CAPITAL ONE FINANCIAL CORPORATION	Closed with explanation	Yes	No
Jun 8, 2016	02169	Identity theft / Fraud / Embezzlement	JPMORGAN CHASE & CO.	Closed with explanation	Yes	No
Jan 27, 2016	02169	Credit line increase/decrease	PENTAGON FEDERAL CREDIT UNION	Closed with non-monetary relief	Yes	No
Oct 29, 2013	02169	Advertising and marketing	Synovus Bank	Closed with explanation	Yes	No
Jun 13, 2016	02169	Delinquent account	AMERICAN EXPRESS COMPANY	Closed with explanation	Yes	Yes
Apr 29, 2016	02169	Cash advance	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with monetary relief	Yes	No
Oct 18, 2016	02169	Identity theft / Fraud / Embezzlement	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with monetary relief	Yes	No
Apr 23, 2014	02169	Closing/Cancelling account	TD BANK US HOLDING COMPANY	Closed with explanation	Yes	No
Mar 19, 2015	02169	Billing disputes	CITIBANK, N.A.	Closed with monetary relief	Yes	No
Apr 23, 2014	02169	Identity theft / Fraud / Embezzlement	HSBC NORTH AMERICA HOLDINGS INC.	Closed with explanation	Yes	No
Sep 12, 2016	02169	Rewards	AMERICAN EXPRESS COMPANY	Closed with explanation	Yes	No
Feb 21, 2015	02169	Closing/Cancelling account	DISCOVER BANK	Closed with explanation	Yes	No
Aug 13, 2013	02169	Closing/Cancelling account	EXPERT GLOBAL SOLUTIONS, INC.	Closed with explanation	Yes	No
Nov 28, 2012	02169	Credit reporting	CAPITAL ONE FINANCIAL CORPORATION	Closed with explanation	Yes	No
Apr 23, 2014	02169	Other	STERLING JEWELERS, INC.	Closed with explanation	Yes	No
Sep 3, 2014	02169	Credit card protection / Debt protection	CITIBANK, N.A.	Closed with explanation	Yes	No
Aug 28, 2012	02169	Billing disputes	AMERICAN EXPRESS COMPANY	Closed with monetary relief	Yes	No
May 20, 2015	02169	Unsolicited issuance of credit card	PAYPAL HOLDINGS INC.	Closed with monetary relief	Yes	No
Jul 10, 2012	02169	Credit reporting	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with explanation	Yes	No
Feb 5, 2013	02169	Billing disputes	BARCLAYS BANK DELAWARE	Closed with non-monetary relief	Yes	No
Aug 22, 2012	02169	Bankruptcy	CAPITAL ONE FINANCIAL CORPORATION	Closed	Yes	Yes
Dec 28, 2012	02169	Other	CITIBANK, N.A.	Closed with explanation	Yes	No
Jan 25, 2013	02169	Identity theft / Fraud / Embezzlement	CITIBANK, N.A.	Closed with explanation	Yes	No
Feb 9, 2012	02169	Payoff process	CITIBANK, N.A.	Closed without relief	Yes	Yes
Dec 8, 2014	02169	Other	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with explanation	Yes	No
Jul 6, 2016	02169	Identity theft / Fraud / Embezzlement	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with explanation	Yes	No
Aug 31, 2016	02169	Identity theft / Fraud / Embezzlement	JPMORGAN CHASE & CO.	Closed with explanation	Yes	No
Dec 3, 2012	02169	APR or interest rate	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with monetary relief	Yes	No
Sep 7, 2016	02169	Other	JPMORGAN CHASE & CO.	Closed with explanation	Yes	No

Local Financial Institutions in Quincy

Banks in or near Quincy, MA

Local banks offering credit and financial products to residents of the community.

Bank of America
Show phone number »
617-689-1055

1400 Hancock St 1
Quincy, MA

See map for directions »
Bank Of America ATM
Show phone number »
800-622-8731

626 Southern Artery
Quincy, MA

See map for directions »
Bank of America
Show phone number »
781-843-1316

250 Granite St 101
Braintree, MA

See map for directions »

Sorry, no local banks found.

Our search for banks located in Quincy produced no matches.

ATMs in or near Quincy, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.

Sorry, no local ATMs were found.

Our search for ATMs located in Quincy produced no matches.

Credit Unions in or near Quincy, MA

Local credit unions offering financial products to residents of the community.

Union One Thirty Eight LLC
Show phone number »

1495 Hancock St
Quincy, MA

See map for directions »
Mass Bay Credit Union
Show phone number »
617-481-1097

1250 Hancock St
Quincy, MA

See map for directions »
Quincy Credit Union
Show phone number »
617-479-3567

100 Quincy Ave
Quincy, MA

See map for directions »

Sorry, no local credit unions were found.

Our search for credit unions located in Quincy produced no matches.

Quincy, MA Household Income Statistics

Income: Quincy vs. Massachusetts

Sorry, data is not currently available.
Please check back later.

Quincy, MA Income Breakdown

Sorry, data is not currently available.
Please check back later.

Income: Quincy vs. Nation

Sorry, data is not currently available.
Please check back later.

Additional information about Massachusetts

About Quincy

Quincy is a city located in Norfolk County in the state of Massachusetts, and has a population of approximately 92,271. ^[6]