Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Somerville Credit Cards

Credit Card Debt in Somerville

^ Average credit card debt in Somerville is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Somerville

^ Based on overall MA data, the credit card delinquency rate in Somerville is approximately 0.62%. [2]

Credit Scores in Somerville

^ The average credit score in Somerville is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Somerville, MA Credit Card & Personal Finance Statistics

Somerville Credit Card Debt

  • Credit Card Debt in Somerville
    • The estimated average credit card debt for Somerville residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Somerville Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Somerville Credit Scores

  • Credit Scores in Somerville
    • Residents of Somerville, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Somerville, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Somerville cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Somerville [4]
    • Somerville (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Massachusetts

About Somerville

Somerville is a city located in Middlesex County in the state of Massachusetts, and has a population of approximately 75,754. [6]

MA Credit Cards

Somerville Credit Cards

For more information about Somerville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in MA

ZIP Codes in Massachusetts



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau