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Comprehensive Local Credit Card Guide

Somerville Credit Cards

Credit Card Debt in Somerville

^ Average credit card debt in Somerville is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Somerville

^ Based on overall MA data, the credit card delinquency rate in Somerville is approximately 0.62%. [2]

Credit Scores in Somerville

^ The average credit score in Somerville is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Somerville, MA Credit Card & Personal Finance Statistics

Somerville Credit Card Debt


  • Credit Card Debt in Somerville
    • The estimated average credit card debt for Somerville residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Somerville Credit Card Calculator


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Somerville Credit Scores


  • Credit Scores in Somerville
    • Residents of Somerville, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Somerville, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Somerville cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Somerville [4]
    • Somerville (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Somerville, MA

Recent credit card complaints originating from consumers in 02143, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Oct 7, 2015
02143
Rewards
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Aug 10, 2016
02143
Other fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Jan 5, 2015
02143
Payoff process
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Oct 21, 2013
02143
Delinquent account
U.S. BANCORP
Closed with explanation
Yes
No
Nov 25, 2015
02143
Advertising and marketing
DISCOVER BANK
Closed with monetary relief
Yes
Yes
Sep 7, 2016
02143
Credit determination
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Oct 17, 2012
02143
Late fee
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Dec 27, 2015
02143
Advertising and marketing
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
No
Sep 6, 2015
02143
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Oct 25, 2013
02143
APR or interest rate
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
Dec 29, 2011
02143
Rewards
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
No
No
Jan 3, 2014
02143
Rewards
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
May 3, 2012
02143
APR or interest rate
SYNCHRONY FINANCIAL
Closed without relief
Yes
No

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Local Financial Institutions in Somerville

Banks in or near Somerville, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Somerville produced no matches.

ATMs in or near Somerville, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Somerville produced no matches.

Credit Unions in or near Somerville, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Somerville produced no matches.

Somerville, MA Household Income Statistics

Income: Somerville vs. Massachusetts

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Somerville, MA Income Breakdown

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Income: Somerville vs. Nation

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Additional information about Massachusetts

About Somerville

Somerville is a city located in Middlesex County in the state of Massachusetts, and has a population of approximately 75,754. [6]

MA Credit Cards

Somerville Credit Cards

For more information about Somerville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau