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Comprehensive Local Credit Card Guide

Credit Cards in 89431 (Sparks, NV)

Credit Card Debt in 89431

^ Average credit card debt in 89431 is approximately $4,851, based on overall Nevada data. [1]

Credit Card Delinquency in 89431

^ Based on overall Nevada data, the credit card delinquency rate in Sparks is approximately 0.7%. [2]

Credit Scores in 89431

^ The average credit score in Sparks is approximately 677, based on collective Nevada data. [3]

NV Credit Cards

Credit Card & Personal Finance Statistics in 89431

Credit Card Debt in 89431

  • 89431 Credit Card Debt
    • The estimated average credit card debt for 89431 residents is $4,851. [1]
    • Average credit card debt amount in Nevada (all cities) is 2% less than the national average of $4,965.
    • Collectively, Nevada cities rank 25th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 89431

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89431 Credit Scores

  • Credit Scores in 89431
    • Residents of 89431 (NV) have an estimated average credit score of 677. [3]
    • The average credit score in Nevada (all cities) is 2.73% less than the national average score of 696.
    • Nevada collectively ranks 45th in the U.S. in average credit score of residents. [3]

More 89431 (Sparks, NV) Credit Stats

  • Credit card delinquency rates in Nevada [2]
    • Nevada residents (all cities) rank 8th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 89431 who are more than 90 days late on payments
    • Nevada Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 89431 [4]
    • 89431 (Nevada) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Nevada

About 89431

89431 is associated with the city of Sparks, which is located in Washoe County in the state of Nevada. [6]

NV Credit Cards

89431 Credit Cards

For more information about 89431 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Nevada


Cities in NV


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Nevada State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau