Credit Card & Personal Finance Statistics in 07450
Credit Card Debt in 07450
- 07450 Credit Card Debt
-
- The estimated average credit card debt for 07450 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07450
07450 Credit Scores
- Credit Scores in 07450
-
- Residents of 07450 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07450 (Ridgewood, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07450 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07450 [4]
-
- 07450 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07450 (Ridgewood, NJ)
Recent credit card complaints originating from consumers in 07450, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07450
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
85 |
| Improper use of your report |
23 |
| Managing an account |
17 |
| Attempts to collect debt not owed |
6 |
| Getting a credit card |
5 |
| Other |
36 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07450
07450 is associated with the city of Ridgewood, which is located in Bergen County in the state of New Jersey. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
