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Comprehensive Local Credit Card Guide

Credit Cards in 07842 (Hibernia, NJ)

Credit Card Debt in 07842

^ Average credit card debt in 07842 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07842

^ Based on overall New Jersey data, the credit card delinquency rate in Hibernia is approximately 0.56%. [2]

Credit Scores in 07842

^ The average credit score in Hibernia is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07842

Credit Card Debt in 07842


  • 07842 Credit Card Debt
    • The estimated average credit card debt for 07842 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07842


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07842 Credit Scores


  • Credit Scores in 07842
    • Residents of 07842 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07842 (Hibernia, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07842 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07842 [4]
    • 07842 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 07842 (Hibernia, NJ)

Recent credit card complaints originating from consumers in 07842, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 07842

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 07842

07842 is associated with the city of Hibernia, which is located in Morris County in the state of New Jersey. [6]

NJ Credit Cards

07842 Credit Cards

For more information about 07842 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07842

6. ^ United States Census Bureau