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Comprehensive Local Credit Card Guide

Credit Cards in 08202 (Avalon, NJ)

Credit Card Debt in 08202

^ Average credit card debt in 08202 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 08202

^ Based on overall New Jersey data, the credit card delinquency rate in Avalon is approximately 0.56%. [2]

Credit Scores in 08202

^ The average credit score in Avalon is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 08202

Credit Card Debt in 08202


  • 08202 Credit Card Debt
    • The estimated average credit card debt for 08202 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 08202


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08202 Credit Scores


  • Credit Scores in 08202
    • Residents of 08202 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 08202 (Avalon, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 08202 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 08202 [4]
    • 08202 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 08202 (Avalon, NJ)

Recent credit card complaints originating from consumers in 08202, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 08202

Complaint Issue Number of Complaints*
Trouble during payment process 1
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 08202

08202 is associated with the city of Avalon, which is located in Cape May County in the state of New Jersey. [6]

NJ Credit Cards

08202 Credit Cards

For more information about 08202 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 08202

6. ^ United States Census Bureau