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Comprehensive Local Credit Card Guide

Credit Cards in 11771 (Oyster Bay, NY)

Credit Card Debt in 11771

^ Average credit card debt in 11771 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 11771

^ Based on overall New York data, the credit card delinquency rate in Oyster Bay is approximately 0.59%. [2]

Credit Scores in 11771

^ The average credit score in Oyster Bay is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 11771

Credit Card Debt in 11771


  • 11771 Credit Card Debt
    • The estimated average credit card debt for 11771 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 11771


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11771 Credit Scores


  • Credit Scores in 11771
    • Residents of 11771 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 11771 (Oyster Bay, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 11771 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 11771 [4]
    • 11771 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 11771 (Oyster Bay, NY)

Recent credit card complaints originating from consumers in 11771, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 11771

Complaint Issue Number of Complaints*
Incorrect information on your report 5
Trouble during payment process 4
False statements or representation 2
Improper use of your report 2
Problem with a purchase shown on your statement 2
Other 5
* Total 2021 - 2024 (current)

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Additional information about New York

About 11771

11771 is associated with the city of Oyster Bay, which is located in Nassau County in the state of New York. [6]

NY Credit Cards

11771 Credit Cards

For more information about 11771 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11771

6. ^ United States Census Bureau