Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 11968 (Southampton, NY)

Credit Card Debt in 11968

^ Average credit card debt in 11968 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 11968

^ Based on overall New York data, the credit card delinquency rate in Southampton is approximately 0.59%. [2]

Credit Scores in 11968

^ The average credit score in Southampton is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 11968

Credit Card Debt in 11968


  • 11968 Credit Card Debt
    • The estimated average credit card debt for 11968 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 11968


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


11968 Credit Scores


  • Credit Scores in 11968
    • Residents of 11968 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 11968 (Southampton, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 11968 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 11968 [4]
    • 11968 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 11968 (Southampton, NY)

Recent credit card complaints originating from consumers in 11968, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 11968

Complaint Issue Number of Complaints*
Incorrect information on your report 29
Improper use of your report 5
Attempts to collect debt not owed 4
Problem with a company's investigation into an existing problem 4
Trouble during payment process 3
Other 9
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about New York

About 11968

11968 is associated with the city of Southampton, which is located in Suffolk County in the state of New York. [6]

NY Credit Cards

11968 Credit Cards

For more information about 11968 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11968

6. ^ United States Census Bureau