Credit Card & Personal Finance Statistics in 12074
Credit Card Debt in 12074
- 12074 Credit Card Debt
-
- The estimated average credit card debt for 12074 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12074
12074 Credit Scores
- Credit Scores in 12074
-
- Residents of 12074 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12074 (Galway, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12074 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12074 [4]
-
- 12074 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12074 (Galway, NY)
Recent credit card complaints originating from consumers in 12074, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12074
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
5 |
| Managing the loan or lease |
1 |
| Written notification about debt |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12074
12074 is associated with the city of Galway, which is located in Saratoga County in the state of New York. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
