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Comprehensive Local Credit Card Guide

Credit Cards in 12421 (Denver, NY)

Credit Card Debt in 12421

^ Average credit card debt in 12421 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12421

^ Based on overall New York data, the credit card delinquency rate in Denver is approximately 0.59%. [2]

Credit Scores in 12421

^ The average credit score in Denver is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12421

Credit Card Debt in 12421


  • 12421 Credit Card Debt
    • The estimated average credit card debt for 12421 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12421


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12421 Credit Scores


  • Credit Scores in 12421
    • Residents of 12421 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12421 (Denver, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12421 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12421 [4]
    • 12421 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 12421 (Denver, NY)

Recent credit card complaints originating from consumers in 12421, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 12421

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about New York

About 12421

12421 is associated with the city of Denver, which is located in Delaware County in the state of New York. [6]

NY Credit Cards

12421 Credit Cards

For more information about 12421 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 12421

6. ^ United States Census Bureau