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Comprehensive Local Credit Card Guide

Credit Cards in 12848 (Middle Falls, NY)

Credit Card Debt in 12848

^ Average credit card debt in 12848 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12848

^ Based on overall New York data, the credit card delinquency rate in Middle Falls is approximately 0.59%. [2]

Credit Scores in 12848

^ The average credit score in Middle Falls is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12848

Credit Card Debt in 12848


  • 12848 Credit Card Debt
    • The estimated average credit card debt for 12848 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12848


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12848 Credit Scores


  • Credit Scores in 12848
    • Residents of 12848 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12848 (Middle Falls, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12848 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12848 [4]
    • 12848 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 12848 (Middle Falls, NY)

Recent credit card complaints originating from consumers in 12848, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 12848

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about New York

About 12848

12848 is associated with the city of Middle Falls, which is located in Washington County in the state of New York. [6]

NY Credit Cards

12848 Credit Cards

For more information about 12848 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 12848

6. ^ United States Census Bureau