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Comprehensive Local Credit Card Guide

Credit Cards in 12861 (Putnam Station, NY)

Credit Card Debt in 12861

^ Average credit card debt in 12861 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12861

^ Based on overall New York data, the credit card delinquency rate in Putnam Station is approximately 0.59%. [2]

Credit Scores in 12861

^ The average credit score in Putnam Station is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12861

Credit Card Debt in 12861


  • 12861 Credit Card Debt
    • The estimated average credit card debt for 12861 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12861


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12861 Credit Scores


  • Credit Scores in 12861
    • Residents of 12861 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12861 (Putnam Station, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12861 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12861 [4]
    • 12861 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 12861 (Putnam Station, NY)

Recent credit card complaints originating from consumers in 12861, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 12861

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about New York

About 12861

12861 is associated with the city of Putnam Station, which is located in Washington County in the state of New York. [6]

NY Credit Cards

12861 Credit Cards

For more information about 12861 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 12861

6. ^ United States Census Bureau