Comprehensive Local Credit Card Guide

Credit Cards in 13078 (Jamesville, NY)

Credit Card Debt in 13078

^ Average credit card debt in 13078 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 13078

^ Based on overall New York data, the credit card delinquency rate in Jamesville is approximately 0.59%. ^[2]

Credit Scores in 13078

^ The average credit score in Jamesville is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 13078

Credit Card Debt in 13078

13078 Credit Card Debt
- The estimated average credit card debt for 13078 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 13078

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13078 Credit Scores

Credit Scores in 13078
- Residents of 13078 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 13078 (Jamesville, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 13078 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 13078 ^[4]
- 13078 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 13078 (Jamesville, NY)

Recent credit card complaints originating from consumers in 13078, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 13078

Complaint Issue	Number of Complaints*
Problem with a company's investigation into an existing problem	3
Improper use of your report	2
Incorrect information on your report	2
Took or threatened to take negative or legal action	2
Trouble using your card	2
Other	5

* Total 2021 - 2024 (current)

Additional information about New York

About 13078

13078 is associated with the city of Jamesville, which is located in Onondaga County in the state of New York. ^[6]

13078 Credit Cards

For more information about 13078 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 13078

6. ^ United States Census Bureau