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Comprehensive Local Credit Card Guide

Credit Cards in 13156 (Sterling, NY)

Credit Card Debt in 13156

^ Average credit card debt in 13156 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 13156

^ Based on overall New York data, the credit card delinquency rate in Sterling is approximately 0.59%. [2]

Credit Scores in 13156

^ The average credit score in Sterling is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 13156

Credit Card Debt in 13156


  • 13156 Credit Card Debt
    • The estimated average credit card debt for 13156 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 13156


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13156 Credit Scores


  • Credit Scores in 13156
    • Residents of 13156 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 13156 (Sterling, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 13156 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 13156 [4]
    • 13156 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 13156 (Sterling, NY)

Recent credit card complaints originating from consumers in 13156, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 13156

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about New York

About 13156

13156 is associated with the city of Sterling, which is located in Cayuga County in the state of New York. [6]

NY Credit Cards

13156 Credit Cards

For more information about 13156 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 13156

6. ^ United States Census Bureau