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Comprehensive Local Credit Card Guide

Credit Cards in 14560 (Springwater, NY)

Credit Card Debt in 14560

^ Average credit card debt in 14560 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14560

^ Based on overall New York data, the credit card delinquency rate in Springwater is approximately 0.59%. [2]

Credit Scores in 14560

^ The average credit score in Springwater is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14560

Credit Card Debt in 14560


  • 14560 Credit Card Debt
    • The estimated average credit card debt for 14560 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14560


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14560 Credit Scores


  • Credit Scores in 14560
    • Residents of 14560 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14560 (Springwater, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14560 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14560 [4]
    • 14560 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14560 (Springwater, NY)

Recent credit card complaints originating from consumers in 14560, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14560

Complaint Issue Number of Complaints*
Applying for a mortgage or refinancing an existing mortgage 1
Attempts to collect debt not owed 1
Problem when making payments 1
Problem with customer service 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 14560

14560 is associated with the city of Springwater, which is located in Livingston County in the state of New York. [6]

NY Credit Cards

14560 Credit Cards

For more information about 14560 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14560

6. ^ United States Census Bureau