Comprehensive Local Credit Card Guide

Credit Cards in 14622 (Rochester, NY)

Credit Card Debt in 14622

^ Average credit card debt in 14622 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 14622

^ Based on overall New York data, the credit card delinquency rate in Rochester is approximately 0.59%. ^[2]

Credit Scores in 14622

^ The average credit score in Rochester is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 14622

Credit Card Debt in 14622

14622 Credit Card Debt
- The estimated average credit card debt for 14622 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 14622

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14622 Credit Scores

Credit Scores in 14622
- Residents of 14622 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 14622 (Rochester, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 14622 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 14622 ^[4]
- 14622 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 14622 (Rochester, NY)

Recent credit card complaints originating from consumers in 14622, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 14622

Complaint Issue	Number of Complaints*
Incorrect information on your report	30
Improper use of your report	22
Problem with a credit reporting company's investigation	4
Took or threatened to take negative or legal action	4
Dealing with your lender or servicer	3
Other	14

* Total 2021 - 2024 (current)

Additional information about New York

About 14622

14622 is associated with the city of Rochester, which is located in Monroe County in the state of New York. ^[6]

14622 Credit Cards

For more information about 14622 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14622

6. ^ United States Census Bureau