Comprehensive Local Credit Card Guide

Credit Cards in 14845 (Horseheads, NY)

Credit Card Debt in 14845

^ Average credit card debt in 14845 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 14845

^ Based on overall New York data, the credit card delinquency rate in Horseheads is approximately 0.59%. ^[2]

Credit Scores in 14845

^ The average credit score in Horseheads is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 14845

Credit Card Debt in 14845

14845 Credit Card Debt
- The estimated average credit card debt for 14845 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 14845

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14845 Credit Scores

Credit Scores in 14845
- Residents of 14845 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 14845 (Horseheads, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 14845 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 14845 ^[4]
- 14845 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Local financial institutions in or near 14845

Banks in or near 14845 (Horseheads, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 14845 produced no matches.

ATMs in or near 14845 (Horseheads, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.

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Our search for ATMs located in 14845 produced no matches.

Credit Unions in or near 14845 (Horseheads, NY)

Local credit unions offering financial products to residents of the community.

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Our search for credit unions located in 14845 produced no matches.

Household Income Statistics in 14845

Income: 14845 vs. New York

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Income Breakdown in 14845

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Income: 14845 vs. Nation

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Additional information about New York

About 14845

14845 is associated with the city of Horseheads, which is located in Chemung County in the state of New York. ^[6]

14845 Credit Cards

For more information about 14845 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau