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Comprehensive Local Credit Card Guide

Credit Cards in 14845 (Horseheads, NY)

Credit Card Debt in 14845

^ Average credit card debt in 14845 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14845

^ Based on overall New York data, the credit card delinquency rate in Horseheads is approximately 0.59%. [2]

Credit Scores in 14845

^ The average credit score in Horseheads is approximately 704, based on collective New York data. [3]

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Credit Card & Personal Finance Statistics in 14845

Credit Card Debt in 14845


  • 14845 Credit Card Debt
    • The estimated average credit card debt for 14845 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14845


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14845 Credit Scores


  • Credit Scores in 14845
    • Residents of 14845 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14845 (Horseheads, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14845 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14845 [4]
    • 14845 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14845 (Horseheads, NY)

Recent credit card complaints originating from consumers in 14845, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14845

Complaint Issue Number of Complaints*
Incorrect information on your report 17
Attempts to collect debt not owed 8
Dealing with your lender or servicer 3
Improper use of your report 3
Problem with a purchase shown on your statement 3
Other 14
* Total 2021 - 2024 (current)

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Additional information about New York

About 14845

14845 is associated with the city of Horseheads, which is located in Chemung County in the state of New York. [6]

NY Credit Cards

14845 Credit Cards

For more information about 14845 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14845

6. ^ United States Census Bureau