Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 14869 (Odessa, NY)

Credit Card Debt in 14869

^ Average credit card debt in 14869 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14869

^ Based on overall New York data, the credit card delinquency rate in Odessa is approximately 0.59%. [2]

Credit Scores in 14869

^ The average credit score in Odessa is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14869

Credit Card Debt in 14869


  • 14869 Credit Card Debt
    • The estimated average credit card debt for 14869 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14869


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


14869 Credit Scores


  • Credit Scores in 14869
    • Residents of 14869 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14869 (Odessa, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14869 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14869 [4]
    • 14869 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14869 (Odessa, NY)

Recent credit card complaints originating from consumers in 14869, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14869

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about New York

About 14869

14869 is associated with the city of Odessa, which is located in Schuyler County in the state of New York. [6]

NY Credit Cards

14869 Credit Cards

For more information about 14869 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14869

6. ^ United States Census Bureau