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Comprehensive Local Credit Card Guide

Credit Cards in 02807 (Block Island, RI)

Credit Card Debt in 02807

^ Average credit card debt in 02807 is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in 02807

^ Based on overall Rhode Island data, the credit card delinquency rate in Block Island is approximately 0.57%. [2]

Credit Scores in 02807

^ The average credit score in Block Island is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Credit Card & Personal Finance Statistics in 02807

Credit Card Debt in 02807


  • 02807 Credit Card Debt
    • The estimated average credit card debt for 02807 residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02807


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02807 Credit Scores


  • Credit Scores in 02807
    • Residents of 02807 (RI) have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More 02807 (Block Island, RI) Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 02807 who are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02807 [4]
    • 02807 (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02807 (Block Island, RI)

Recent credit card complaints originating from consumers in 02807, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02807

Complaint Issue Number of Complaints*
Fraud or scam 1
Problem with a company's investigation into an existing problem 1
* Total 2021 - 2024 (current)

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Additional information about Rhode Island

About 02807

02807 is associated with the city of Block Island, which is located in Washington County in the state of Rhode Island. [6]

RI Credit Cards

02807 Credit Cards

For more information about 02807 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Rhode Island


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Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer financial complaints in 02807

6. ^ United States Census Bureau