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Comprehensive Local Credit Card Guide

Credit Cards in 02908 (Providence, RI)

Credit Card Debt in 02908

^ Average credit card debt in 02908 is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in 02908

^ Based on overall Rhode Island data, the credit card delinquency rate in Providence is approximately 0.57%. [2]

Credit Scores in 02908

^ The average credit score in Providence is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Credit Card & Personal Finance Statistics in 02908

Credit Card Debt in 02908


  • 02908 Credit Card Debt
    • The estimated average credit card debt for 02908 residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02908


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02908 Credit Scores


  • Credit Scores in 02908
    • Residents of 02908 (RI) have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More 02908 (Providence, RI) Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 02908 who are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02908 [4]
    • 02908 (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02908 (Providence, RI)

Recent credit card complaints originating from consumers in 02908, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jul 10, 2015
02908
Late fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Jul 26, 2013
02908
Billing disputes
PORTFOLIO RECOVERY ASSOCIATES INC
Closed with non-monetary relief
Yes
No
Jun 29, 2012
02908
Collection debt dispute
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Sep 14, 2015
02908
Billing disputes
SANTANDER BANK, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jan 16, 2014
02908
Billing disputes
SANTANDER BANK, NATIONAL ASSOCIATION
Closed
Yes
No
Jul 22, 2014
02908
Billing disputes
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
Mar 23, 2012
02908
Credit determination
BARCLAYS BANK DELAWARE
Closed without relief
Yes
Yes
Jun 28, 2016
02908
Late fee
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jul 18, 2014
02908
Identity theft / Fraud / Embezzlement
Comerica
Closed with monetary relief
Yes
No

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Local financial institutions in or near 02908

Banks in or near 02908 (Providence, RI)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 02908 produced no matches.

ATMs in or near 02908 (Providence, RI)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

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Credit Unions in or near 02908 (Providence, RI)

Local credit unions offering financial products to residents of the community.


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Our search for credit unions located in 02908 produced no matches.

Household Income Statistics in 02908

Income: 02908 vs. Rhode Island

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Income Breakdown in 02908

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Income: 02908 vs. Nation

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Additional information about Rhode Island

About 02908

02908 is associated with the city of Providence, which is located in Providence County in the state of Rhode Island. [6]

RI Credit Cards

02908 Credit Cards

For more information about 02908 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Rhode Island


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Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau