Comprehensive Local Credit Card Guide

Credit Cards in 30602 (Athens, GA)

Credit Card Debt in 30602

^ Average credit card debt in 30602 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30602

^ Based on overall Georgia data, the credit card delinquency rate in Athens is approximately 0.7%. ^[2]

Credit Scores in 30602

^ The average credit score in Athens is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30602

Credit Card Debt in 30602

30602 Credit Card Debt
- The estimated average credit card debt for 30602 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30602

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30602 Credit Scores

Credit Scores in 30602
- Residents of 30602 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30602 (Athens, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30602 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30602 ^[4]
- 30602 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30602 (Athens, GA)

Recent credit card complaints originating from consumers in 30602, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30602

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30602

30602 is associated with the city of Athens, which is located in Clarke County in the state of Georgia. ^[6]

30602 Credit Cards

For more information about 30602 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau