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Comprehensive Local Credit Card Guide

Credit Cards in 70823 (Baton Rouge, LA)

Credit Card Debt in 70823

^ Average credit card debt in 70823 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70823

^ Based on overall Louisiana data, the credit card delinquency rate in Baton Rouge is approximately 0.76%. [2]

Credit Scores in 70823

^ The average credit score in Baton Rouge is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 70823

Credit Card Debt in 70823


  • 70823 Credit Card Debt
    • The estimated average credit card debt for 70823 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70823


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70823 Credit Scores


  • Credit Scores in 70823
    • Residents of 70823 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70823 (Baton Rouge, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70823 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70823 [4]
    • 70823 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 70823 (Baton Rouge, LA)

Recent credit card complaints originating from consumers in 70823, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 70823

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 70823

70823 is associated with the city of Baton Rouge, which is located in East Baton Rouge Parish County in the state of Louisiana. [6]

LA Credit Cards

70823 Credit Cards

For more information about 70823 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70823

6. ^ United States Census Bureau