Comprehensive Local Credit Card Guide

Credit Cards in 01032 (Goshen, MA)

Credit Card Debt in 01032

^ Average credit card debt in 01032 is approximately $5,142, based on overall Massachusetts data. ^[1]

Credit Card Delinquency in 01032

^ Based on overall Massachusetts data, the credit card delinquency rate in Goshen is approximately 0.62%. ^[2]

Credit Scores in 01032

^ The average credit score in Goshen is approximately 714, based on collective Massachusetts data. ^[3]

Credit Card & Personal Finance Statistics in 01032

Credit Card Debt in 01032

01032 Credit Card Debt
- The estimated average credit card debt for 01032 residents is $5,142. ^[1]
- Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 01032

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01032 Credit Scores

Credit Scores in 01032
- Residents of 01032 (MA) have an estimated average credit score of 714. ^[3]
- The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. ^[3]

More 01032 (Goshen, MA) Credit Stats

Credit card delinquency rates in Massachusetts ^[2]
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.

Cardholders in 01032 who are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%

Statute of limitations for credit card debt in 01032 ^[4]
- 01032 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 01032 (Goshen, MA)

Recent credit card complaints originating from consumers in 01032, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 01032

Complaint Issue	Number of Complaints*
Struggling to repay your loan	1

* Total 2021 - 2024 (current)

Additional information about Massachusetts

About 01032

01032 is associated with the city of Goshen, which is located in Hampshire County in the state of Massachusetts. ^[6]

01032 Credit Cards

For more information about 01032 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts

Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01032

6. ^ United States Census Bureau